Loan Documentation Requirements

Typical Documents Required:

• 3–6 months business bank statements*
• Valid government-issued ID*
• Voided business check*
• Business ownership documentation
• Credit card processing statements (if applicable)

* Typically required. Contact us to confirm for your scenario.

Typical Documents Required:

• 2 years business tax returns*
• 2 years personal tax returns*
• 3–6 months business bank statements*
• YTD profit & loss statement*
• Balance sheet*
• Business plan (startups)*
• Personal financial statement
• Business licenses and registration

* Typically required. Contact us to confirm for your scenario.

Typical Documents Required:

• 1–2 years business tax returns*
• 6–12 months business bank statements*
• Valid government-issued ID*
• YTD profit & loss statement
• Business licenses and registration

* Typically required. Contact us to confirm for your scenario.

Typical Documents Required:

• 1–2 years business tax returns*
• 6–12 months business bank statements*
• Valid government-issued ID*
• Business financial statements
• Business licenses and registration

* Typically required. Contact us to confirm for your scenario.

Typical Documents Required:

• 2–3 years business tax returns*
• 2–3 years personal tax returns*
• 3–6 months business bank statements*
• YTD profit & loss statement and balance sheet*
• Personal financial statement (SBA Form 413)*
• Business debt schedule*
• Business plan with projections*
• Business licenses, registration, and formation documents*
• Collateral documentation (if applicable)
• Prior SBA loan history (if applicable)

* Typically required. Contact us to confirm for your scenario.

Typical Documents Required:

• 2–3 years personal tax returns*
• Detailed business plan with 3-year projections*
• Personal financial statement (SBA Form 413)*
• Business licenses and entity formation documents*
• Franchise agreement (if applicable)*
• Resume demonstrating relevant industry experience
• Collateral documentation

* Typically required. Contact us to confirm for your scenario.

Typical Documents Required:

• Equipment invoice or quote*
• 1–2 years business tax returns*
• 3–6 months business bank statements*
• Valid government-issued ID*
• Equipment serial number and description*
• Business financial statements
• Equipment inspection report (used equipment)

* Typically required. Contact us to confirm for your scenario.

Typical Documents Required:

• Property purchase contract or LOI*
• Recent property appraisal or BPO*
• Valid government-issued ID*
• Entity formation documents*
• Exit strategy documentation*
• Renovation budget and timeline (if applicable)
• Proof of funds for down payment

* Typically required. Contact us to confirm for your scenario.

Typical Documents Required:

• Signed lease agreements or market rent analysis*
• Property appraisal*
• Valid government-issued ID*
• Entity formation documents*
• Last 12 months bank statements (business/personal)*
• Credit authorization*
• Property insurance declaration page
• Existing mortgage statements (if refinancing)

* Typically required. Contact us to confirm for your scenario.

Typical Documents Required:

• 2–3 years business tax returns*
• 2–3 years personal tax returns*
• Property appraisal*
• Rent roll (if income-producing)*
• Lease agreements*
• Operating statements (last 2 years)
• Entity formation documents*
• Environmental reports (as required)

* Typically required. Contact us to confirm for your scenario.

Typical Documents Required:

• Signed construction contract*
• Approved building plans and permits*
• Itemized construction budget*
• Builder/contractor resume and licenses*
• 2–3 years personal tax returns*
• Property appraisal (as-completed value)*
• Entity formation documents*
• Pre-sale contracts (if applicable)
• Proof of funds for equity contribution

* Typically required. Contact us to confirm for your scenario.

Typical Documents Required:

• Accounts receivable aging report*
• Sample invoices*
• Business entity documentation*
• Valid government-issued ID*
• Customer contact information*
• Articles of incorporation / LLC agreement
• 3–6 months business bank statements

* Typically required. Contact us to confirm for your scenario.

Typical Documents Required:

• Full credit report authorization*
• Government-issued ID*
• SSN for tri-bureau credit pull*
• List of existing credit card accounts
• Personal income documentation

* Typically required. Contact us to confirm for your scenario.