Tesni, llc - A Ray of Sunshine in Biz Lending

Terms of Service

Please review the following terms and conditions carefully before using our services.

Last Updated: February 19, 2026

Agreement to Terms

By accessing or using the website operated by Tesni, LLC ("Company," "we," "our," or "us"), you agree to be bound by these Terms of Service. If you do not agree with any part of these terms, you may not access or use our website or services.

1. Description of Services

Tesni, LLC is a financial marketplace and brokerage. We are not a direct lender. Our services include:

  • - Connecting businesses and real estate investors with a network of trusted lending partners
  • - Providing educational content about lending products and financial services
  • - Assisting with loan application submissions to our partner lenders
  • - Offering digital marketing and local SEO services to businesses

Loan terms, interest rates, and approval decisions are determined solely by the lending institutions in our network. We do not guarantee approval of any loan application.

2. Eligibility

To use our services, you must:

  • - Be at least 18 years of age
  • - Have the legal capacity to enter into binding agreements
  • - Provide accurate and truthful information in all applications and communications
  • - Not be prohibited from receiving financial services under applicable law

3. User Responsibilities

Accurate Information

You agree to provide accurate, current, and complete information when using our services, including but not limited to loan applications, contact forms, and account registration. Providing false or misleading information may result in denial of services and potential legal consequences.

Prohibited Uses

You agree not to:

  • - Use our services for any unlawful purpose
  • - Submit fraudulent loan applications or misrepresent financial information
  • - Attempt to gain unauthorized access to our systems or data
  • - Reproduce, duplicate, or sell any part of our services without permission
  • - Use automated means to scrape or collect data from our website
  • - Interfere with or disrupt the operation of our website or servers

4. Loan Applications and Processing

Important Disclosures

  • - Submitting a loan application does not guarantee approval or funding
  • - Final loan terms are determined by the lending institution, not Tesni, LLC
  • - Your information will be shared with lending partners to process your application
  • - Lenders may perform credit checks, which could impact your credit score
  • - Rates, terms, and fees vary by lender and are subject to change
  • - Availability of certain loan products may vary by state

5. Intellectual Property

All content on this website, including text, graphics, logos, images, software, and compilation of content, is the property of Tesni, LLC or its content suppliers and is protected by United States and international copyright laws.

You may view and print content from this website for personal, non-commercial use only. Any other use, including commercial reproduction, distribution, or modification, requires our prior written consent.

6. Disclaimers and Limitation of Liability

Disclaimer of Warranties

Our website and services are provided "as is" and "as available" without warranties of any kind, either express or implied. We do not guarantee that our website will be uninterrupted, error-free, or free of viruses or other harmful components.

We do not warrant the accuracy, completeness, or usefulness of any information provided on our website. Content is for informational purposes only and should not be considered financial advice.

Limitation of Liability

To the fullest extent permitted by law, Tesni, LLC shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of our website or services, including but not limited to loss of profits, data, or business opportunities, even if we have been advised of the possibility of such damages.

7. Indemnification

You agree to indemnify, defend, and hold harmless Tesni, LLC, its officers, directors, employees, and agents from any claims, liabilities, damages, losses, or expenses arising from your use of our services, your violation of these Terms, or your violation of any rights of a third party.

8. Third-Party Links

Our website may contain links to third-party websites, including our lending partners. These links are provided for convenience only. We do not endorse, control, or assume responsibility for the content, privacy policies, or practices of any third-party websites. You access third-party websites at your own risk.

9. Governing Law

These Terms of Service shall be governed by and construed in accordance with the laws of the State of Wyoming, without regard to its conflict of law provisions. Any legal action or proceeding relating to these Terms shall be brought exclusively in the courts of Sheridan County, Wyoming.

10. Changes to Terms

We reserve the right to modify these Terms of Service at any time. Changes will be effective immediately upon posting to our website. Your continued use of our services after any changes constitutes acceptance of the updated terms. We encourage you to review these Terms periodically.

11. Contact Information

If you have questions about these Terms of Service, please contact us:

Mailing Address:
Tesni LLC
13649 Bighorn Trail
Willis, TX 77378

These Terms of Service are effective as of February 19, 2026