Privacy Policy

Your privacy and data security are our top priorities. Learn how we protect your information.

Last Updated: January 27, 2025

Our Commitment to Your Privacy

Tesni LLC ("we," "our," or "us") is committed to protecting your privacy and maintaining the security of your personal information. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website or use our financial services.

Information We Collect

Personal Information You Provide

We collect information you voluntarily provide when you:

  • • Complete loan applications or contact forms
  • • Request information about our services
  • • Subscribe to our newsletter or communications
  • • Contact us via phone, email, or chat
  • • Create an account or user profile

This may include: name, email address, phone number, business information, financial information, Social Security number, date of birth, address, employment information, and other details necessary for loan processing.

Information Automatically Collected

When you visit our website, we automatically collect certain information:

  • • IP address and location information
  • • Browser type and version
  • • Device information and operating system
  • • Pages visited and time spent on our site
  • • Referring website or source
  • • Cookies and similar tracking technologies

Information from Third Parties

We may receive information about you from:

  • • Credit reporting agencies and bureaus
  • • Financial institutions and lenders
  • • Business partners and referral sources
  • • Public records and databases
  • • Social media platforms (if you connect your accounts)

How We Use Your Information

Primary Business Purposes

  • • Process and evaluate loan applications
  • • Connect you with appropriate lenders
  • • Provide customer service and support
  • • Communicate about your applications and services
  • • Verify your identity and prevent fraud
  • • Comply with legal and regulatory requirements

Marketing and Communications

  • • Send you information about our services
  • • Provide educational content and market updates
  • • Notify you about new loan programs or opportunities
  • • Conduct surveys and gather feedback
  • • Personalize your experience on our website

Website Improvement

  • • Analyze website usage and performance
  • • Improve our services and user experience
  • • Develop new features and functionality
  • • Ensure website security and prevent abuse

How We Share Your Information

With Your Consent

We share your information with lenders and financial institutions to process your loan applications and secure financing. By submitting an application, you consent to us sharing your information with our network of approved lenders.

Service Providers

We may share information with trusted third-party service providers who assist us in:

  • • Processing applications and payments
  • • Providing customer support
  • • Marketing and advertising services
  • • Website hosting and maintenance
  • • Data analysis and reporting
  • • Legal and compliance services

Legal Requirements

We may disclose your information when required by law or to:

  • • Comply with legal processes or government requests
  • • Protect our rights, property, or safety
  • • Prevent fraud or illegal activities
  • • Enforce our terms of service
  • • Respond to emergencies or protect public safety

We Do NOT Sell Your Information

Tesni LLC does not sell, rent, or trade your personal information to third parties for their marketing purposes. We only share information as described in this policy and with your consent.

Data Security

Security Measures

We implement industry-standard security measures to protect your information:

  • • SSL encryption for all data transmission
  • • Secure servers and data storage
  • • Regular security audits and updates
  • • Access controls and employee training
  • • Monitoring for unauthorized access
  • • Compliance with financial industry standards

Data Retention

We retain your personal information for as long as necessary to provide our services, comply with legal obligations, resolve disputes, and enforce our agreements. Financial information may be retained for up to 7 years as required by law.

Your Privacy Rights

Access and Control

You have the right to:

  • • Access the personal information we have about you
  • • Request corrections to inaccurate information
  • • Request deletion of your information (subject to legal requirements)
  • • Opt-out of marketing communications
  • • Request a copy of your information

California Privacy Rights (CCPA)

If you are a California resident, you have additional rights under the California Consumer Privacy Act:

  • • Right to know what personal information is collected
  • • Right to delete personal information
  • • Right to opt-out of the sale of personal information
  • • Right to non-discrimination for exercising privacy rights

Cookies and Tracking Technologies

How We Use Cookies

We use cookies and similar technologies to:

  • • Remember your preferences and settings
  • • Analyze website traffic and usage patterns
  • • Provide personalized content and advertisements
  • • Improve website functionality and performance
  • • Prevent fraud and enhance security

Managing Cookies

You can control cookies through your browser settings. However, disabling cookies may affect the functionality of our website and your ability to use certain features.

Third-Party Services

External Links and Services

Our website may contain links to third-party websites or integrate with external services. We use the following third-party services:

  • • Google Analytics for website analytics
  • • HubSpot for customer relationship management
  • • Social media platforms for sharing and engagement
  • • Payment processors for secure transactions

These third parties have their own privacy policies, and we are not responsible for their privacy practices. We encourage you to review their policies before providing any information.

Children's Privacy

Our services are not intended for individuals under the age of 18. We do not knowingly collect personal information from children under 18. If we become aware that we have collected information from a child under 18, we will take steps to delete such information.

Changes to This Privacy Policy

We may update this Privacy Policy from time to time to reflect changes in our practices or legal requirements. We will notify you of any material changes by posting the updated policy on our website and updating the "Last Updated" date. Your continued use of our services after any changes constitutes acceptance of the updated policy.

Contact Us

If you have questions about this Privacy Policy or wish to exercise your privacy rights, please contact us:

Email
Ken@TesniLLC.com
Phone
(281) 653-6760
Mailing Address:
Tesni LLC
13649 Bighorn Trail
Willis, TX 77378
United States
Principal Address:
30 N Gould St Ste R
Sheridan, WY 82801
United States

This Privacy Policy is effective as of January 27, 2025