Construction Business Funding — Finance Your Next Project
Construction companies face a constant battle between upfront costs and delayed payments. Our construction funding solutions close that gap so you can take on more projects, hire the crews you need, and deliver on time.
Construction businesses operate in a challenging financial environment. Projects require significant upfront investment — materials, labor, subcontractors, equipment — yet payment often arrives weeks or months after the work is completed. This gap creates pressure on even the most established contractors and can prevent good companies from taking on additional work.
Tesni Capital connects construction businesses with lending partners who understand the industry's unique cash flow dynamics. From general contractors managing multi-phase commercial builds to specialty trades executing smaller residential projects, we match you with funding solutions sized and structured for your specific project type and payment terms.
Construction business funding can be used to cover materials and supplies before a project begins, fund labor costs during long payment cycles, lease or purchase heavy equipment, maintain cash flow between draw schedules, or bridge the gap while waiting on lien waivers and final payment. Many funding solutions can be renewed project-by-project as your backlog grows.
Our lending partners evaluate construction businesses based on project backlog, contract values, and revenue history — not just credit score. If you have signed contracts and a track record of project delivery, you may qualify for significantly more capital than traditional lending would suggest. Call (281) 653-6760 to talk through your pipeline with our team.
Do You Qualify?
All credit profiles considered — options available for scores under 650. While some programs require stronger credit, we also offer private lending options that are revenue-driven, not credit-score driven. Businesses with scores under 650 may still qualify.
Frequently Asked Questions
Can I get funding based on signed contracts?
Yes. Many of our lending partners factor your contract backlog into their evaluation. Signed contracts with creditworthy clients can significantly strengthen your application and support larger funding amounts.
What construction specialties do you serve?
We work with general contractors, residential builders, commercial contractors, electrical, plumbing, HVAC, roofing, landscaping, excavation, concrete, and virtually every other construction specialty.
Can I finance equipment as part of this?
Yes. Construction equipment financing is available separately or alongside working capital. Whether you need to purchase, lease, or repair heavy machinery, we can connect you with lenders who specialize in construction equipment.
How do draw schedules affect funding?
Our lending partners understand construction draw schedules and can structure repayment to align with them. This means your loan payments coincide with when you actually receive payment from owners or GCs, rather than creating cash flow pressure between draws.
Can subcontractors qualify for construction funding?
Absolutely. Subcontractors often face even longer payment cycles than GCs and benefit significantly from construction funding. Your subcontract agreements and revenue history are key factors in determining your eligibility and funding amount.
Related Funding Solutions
Ready to Finance Your Next Project?
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