Working Capital Funding to Keep Your Business Moving
Don't let cash flow gaps slow your growth. Access the working capital you need to cover day-to-day expenses, seize opportunities, and keep operations running smoothly.
Every business faces moments when cash flow doesn't line up with obligations. Whether you're waiting on receivables, preparing for a seasonal surge, or covering a temporary shortfall, working capital financing gives you the flexibility to stay ahead without drawing down personal savings or missing critical payments.
Tesni Capital works with a nationwide network of lending partners to match your business with competitive working capital options — from merchant cash advances and revenue-based financing to short-term business loans. We focus on your business performance, not just your credit score, which means more businesses qualify and get funded faster.
Our funding solutions are designed for real business scenarios: restocking inventory before a big season, hiring staff ahead of a new contract, covering payroll during a slow month, or investing in marketing when a growth opportunity appears. The application takes minutes, and most decisions come back within 24–48 hours.
We believe every business deserves access to the capital it needs to thrive. That's why we offer transparent terms, competitive rates, and a process built around your success — not banker bureaucracy. Tell us what you need and we'll match you with the best available options in our network.
Do You Qualify?
All credit profiles considered — options available for scores under 650. While some programs require stronger credit, we also offer private lending options that are revenue-driven, not credit-score driven. Businesses with scores under 650 may still qualify.
Frequently Asked Questions
How quickly can I access working capital?
Most businesses receive a funding decision within 24–48 hours of submitting a complete application. Once approved, funds are typically deposited within 1–3 business days.
What can I use working capital for?
Working capital can be used for virtually any business purpose — payroll, inventory, rent, utilities, marketing, equipment repairs, or bridging gaps between receivables. There are no restrictions on how you deploy the funds.
Does my credit score affect my eligibility?
While credit is one factor we consider, our lending partners prioritize overall business performance — especially monthly revenue and time in business. Many businesses with less-than-perfect credit still qualify for excellent working capital terms.
How much working capital can my business access?
Funding amounts vary based on your monthly revenue and business profile, but most qualifying businesses can access between $10,000 and $5 million or more. We match you with lenders who offer the best available options for your situation.
Is the application process complicated?
Not at all. Our application takes just minutes to complete online. You'll typically need 3 months of business bank statements and basic business information. A funding specialist can also walk you through the process by phone at (281) 653-6760.
Related Funding Solutions
Ready to Access Working Capital?
Apply in minutes. Get a decision in 24–48 hours. Fund your business growth today.