Services
Personal Loans
Personal loans through our lending partner are unsecured installment loans from $2,000 to $100,000 for borrowers who meet the credit criteria set by the lending partner. You choose a term of up to 7 years with a fixed monthly payment, and most applications close in one to two weeks.
At a glance
| Loan range | $2,000 - $100,000 |
| Credit criteria | Set by the lending partner |
| Term | Up to 7 years |
| Close time | 1 - 2 weeks |
| Payment | Monthly, fixed |
| Collateral | None - unsecured |
What this covers
- Unsecured - no collateral required
- Fixed monthly payments up to 7 years
- Typical close in one to two weeks
- Simple online application
Who it’s for
Individuals who want a straightforward unsecured loan for a major expense, project or consolidation, without putting up collateral.
How it works
- Apply online — Complete the short application through our lending partner.
- Review your offer — See the terms offered to you and the fixed monthly payment.
- Verify and sign — Confirm your details and e-sign if the offer works for you.
- Get funded — After approval, funds are sent to your bank account; typical close is one to two weeks.
What you’ll need
- Government-issued ID
- Proof of income (pay stubs or bank statements)
- Bank account details for funding
- Basic personal information
Frequently asked questions
What can I use a personal loan for?
Common uses include consolidation, major purchases, home projects and other personal expenses.
What credit score do I need?
There is no single cutoff. The lending partner sets its own credit criteria and makes the final credit decision.
How fast do personal loans fund?
Most applications close in one to two weeks; after approval, funds are sent to your bank account.
Is collateral required?
No. These are unsecured personal loans - no collateral required.