Services

Foreclosure Bailout Loans

A foreclosure bailout refinances distressed debt before a scheduled sale. Tesni Capital works with private and hard money lenders to evaluate the options quickly - paying off the existing loans and arrears where the equity supports it, on property values from $250,000, up to 65% LTV, with closings in as little as 3 to 5 days.

At a glance

Typical usePay off the existing debt and arrears before a sale date
Loan amounts$50,000 to $2,000,000+ per property
Max LTVUp to 65% of value
Close timeAs little as 3 to 5 days
Minimum property value$250,000 as-is
Property typesInvestment and commercial properties
Coverage38 states

What this covers

  • A quick read on whether refinancing can beat the deadline
  • Payoff of existing debt and arrears where the deal supports it
  • Short-term structure you can refinance into permanent debt later
  • Credit requirements vary by private lender
  • No income verification options
  • Investment and commercial property nationwide (38 states)

Frequently asked questions

How fast can a foreclosure bailout close?

Private and hard money lenders can close in as little as 3 to 5 days from receipt of documents. The earlier you start, the more options remain.

Can you help after a notice of default or a sale date is set?

Yes - that is exactly the situation this program is built for. Send the notice, the payoff and the property details and we will evaluate the options against the timeline.

What do you need to evaluate the deal?

The foreclosure notice or sale date, the payoff statement, a sense of the property value and basic ownership details. We will tell you quickly whether the numbers can work.

What property types qualify?

Investment and commercial properties - 1-4 unit residential, multifamily, mixed-use, retail, office, light industrial and more. Not ground-up construction, land or heavy rehab.

What borrowers can expect

  • Credit problems understood
  • No income verification, qualification, and self-employment programs
  • Fast approvals and closings
  • Flexible products to meet your needs
  • Collateral-based lending
  • Interest-only payment terms
  • Loans to an LLC
  • Non-recourse lending

Feature availability varies by lender and transaction. All loans are subject to lender underwriting and approval.

Types of services and loans we offer

  • Foreign national borrowers
  • Non-recourse financing
  • Complex transactions
  • Refinance & recapitalizations
  • Storied loans
  • Debtor in possession
  • Joint ventures
  • Foreclosure / DPO
  • Acquisition
  • Rehab and value-added deals
  • No income verification and light documentation
  • No seasoning requirements
  • Discount note purchasing financing
  • Note financing
  • Subordinated debt
  • Partnership buyouts
  • Judgment payoffs
  • Foreclosure bailout loans
  • Blanket loans
  • Partnership programs
  • Credit requirements vary by lender
  • 100% gift funds
  • No look back on previous bankruptcies and foreclosures

Programs and features vary by lender, property, and transaction.

Get a foreclosure bailout review

Send the timeline first - the earlier the numbers are on the table, the more options survive.

Submitting does not pull credit. By submitting you agree to be contacted about your inquiry. Prefer to call? (281) 653-6760.

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