Overview of builder finance in Southlake
Finding the right financing solution in Southlake, Texas requires local expertise and market knowledge. Our team specializes in builder finance with deep roots in the Texas market. We understand the unique challenges and opportunities that Southlake businesses face, and we're committed to helping you secure the capital you need to grow.
Why Choose Local Lenders in Southlake
Working with lenders who understand the Southlake market provides distinct advantages. We know the local business landscape, property values, and economic conditions that affect your financing options. Our local presence means faster response times, personalized service, and a genuine commitment to your success. With over 15 years of experience serving Texas businesses, we have the expertise to guide you through every step.
Loan Amounts and Terms
Our builder finance programs in Southlake offer flexible amounts ranging from $50,000 to $20 million, depending on your business needs and qualifications. Terms typically range from 3 to 25 years, with competitive interest rates starting at 6.5% for qualified borrowers. We work with you to structure a financing solution that aligns with your cash flow and growth objectives.
Qualification Requirements
- Credit Score: Typically 620+ for most programs, though requirements vary by loan type
- Time in Business: Generally 2+ years of operating history preferred
- Revenue Requirements: Annual revenue thresholds based on loan amount requested
- Documentation: Recent tax returns, bank statements, financial statements, and business licenses
- Down Payment: Varies by program, typically 10-20% for real estate transactions
The Application Process
We have streamlined the application process to make securing financing as efficient as possible. Initial consultation and pre-qualification can typically be completed within 24-48 hours. Full underwriting and approval generally takes 2-4 weeks depending on the complexity of your request. Our local team in the Texas market is available to answer questions and provide guidance throughout the entire process.
Contact Our Southlake Team Today
Ready to explore your financing options? Our expert team serves Southlake and surrounding Texas areas with personalized service and competitive terms. Call us today at (281) 653-6760 for a free consultation. We look forward to helping you achieve your business goals with the right financing solution.