Business Loans
Business Loans 2025: Complete Guide to Business Financing
Comprehensive guide to business loans including qualification requirements, rates, terms, and application process.
Tesni Financial Team
12 min readJanuary 28, 2025
Read MoreEvery business has its own story, challenges, and dreams. We understand that getting financing shouldn't feel like an impossible task. That's why we built something different.
Over the years, we've learned that every business is unique. That's why we don't believe in one-size-fits-all solutions. Instead, we take the time to understand your specific situation and match you with the right financing option.
Comprehensive business loan solutions including term loans, working capital, revenue-based financing, and alternative lending options for businesses of all sizes.
Commercial real estate financing for office buildings, retail spaces, warehouses, and investment properties with competitive rates nationwide.
DSCR loans are perfect for real estate investors - no income verification required, qualification based solely on property rental income.
Traditional investment property loans with full income documentation for the lowest rates and highest LTV ratios available for rental property financing.
Flexible credit lines for working capital, inventory, equipment purchases, and expansion through approved lenders.
SBA 7(a), 504, and microloan programs with government backing, low down payments, and favorable terms for qualified businesses.
Professional local SEO services for all businesses nationwide. Dominate local search results and attract more qualified leads.
Equipment financing for all business equipment including heavy machinery, vehicles, technology, and specialized equipment nationwide.
Specialized construction financing for builders, contractors, and developers. From ground-up construction to fix-and-flip projects.
Look, we've all been there - sitting across from a banker who's more interested in checking boxes than understanding your business. Maybe they want three years of perfect tax returns when you know your business has grown tremendously in the last year. Or they can't see past a credit hiccup from five years ago to recognize the thriving business you've built today. That's exactly why we started doing things differently.
Complete our simple online application in just 10 minutes
Our specialists review your application and match you with the best lenders
Get pre-approved in 24-48 hours with competitive rate quotes
Close your loan in as little as 30 days with our streamlined process
See how Tesni LLC has helped businesses across the country secure the financing they need to grow and succeed. These are real clients with real results.
"The team at Tesni walked me through every step when I needed to expand my restaurant. The banks kept asking for paperwork I didn't have, but they found a lender who understood my business. Three months later, we opened our second location!"
"I'm self-employed and my income varies seasonally. The Tesni team understood my situation immediately and got me a DSCR loan based on my rental property income. No tax returns needed! Finally, someone who gets how real business works."
"Opening my own practice seemed impossible until I called Tesni. They explained everything in plain English, helped me understand my options, and even called to check on me after closing. That personal touch means everything."
"Tesni doesn't just find you money - they become your advisors. When my startup needed equipment financing, they helped me think through the whole strategy. Six months later, we've doubled our revenue. They still check in!"
"I was nervous about my first investment property, but the Tesni team made it so easy. They explained DSCR loans in a way I could understand and were available whenever I had questions. Now I own three rentals and they're still my go-to team!"
"Tesni treated me like family from day one. When I needed to buy the building for my auto shop, they fought for me with the lenders and got me terms I never thought possible. That's the kind of team you want in your corner."
Join thousands of satisfied clients who have secured the financing they need through Tesni LLC. Contact us today for a free consultation and competitive rate quote.
Stay informed with the latest commercial lending insights, market trends, and comprehensive guides from Tesni Financial's team of lending experts.
Comprehensive guide to business loans including qualification requirements, rates, terms, and application process.
Everything you need to know about commercial real estate financing for office buildings, retail properties, and warehouses.
Complete guide to DSCR loans with no income verification required. Perfect for self-employed investors.
Detailed comparison of business lines of credit versus term loans for working capital needs.
Everything you need to know about SBA 7(a), 504, and microloan programs.
Complete guide to equipment financing including qualification requirements and best practices.
After 15+ years in lending, we've heard just about every question you can imagine. Here are the ones we get asked most often. If you don't see your question here, just give us a call - we love talking about this stuff and we're always happy to explain how everything works.
Our lending specialists are standing by to answer your questions and help you find the perfect financing solution for your business needs.
Call (281) 653-6760 NowI know applying for business financing can feel overwhelming. That's why I personally review every application and work directly with you throughout the process. No call centers, no automated responses - just honest conversations about what's possible for your business. Let's chat about your goals and see how I can help.
When you call, you'll speak directly with our lending specialists - not a call center. We personally handle every client relationship because your success is our success.
(281) 653-6760
Usually answer within 2 rings!
Mailing Address:
13649 Bighorn Trail, Willis, TX 77378
Principal Address:
30 N Gould St Ste R, Sheridan, WY 82801
Monday - Friday: 8:00 AM - 7:00 PM
Saturday: 9:00 AM - 5:00 PM
Call anytime - if it's urgent, we'll answer!
Personal Note from Our Team: We read every form submission personally and will call you within a few hours (often sooner). We want to understand your business and goals so we can find the perfect financing solution for you.